Minneapolis Debt Collection: How Do I Garnish Someone’s Wages?

March 14, 2011

Does someone owe you money? Do you have a judgment from the court, but the debtor still refuses to pay you? Do you know the debtor is working, receiving a wage, but still refuses to even make payments to you? Consider Wage Garnishment You need to consider garnishing the wages of the debtor. The difficult [...]

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Minneapolis Debt Collection: What to Do When the People Who Owe You Money Ignore You

March 7, 2011

Are you a creditor seeking to collect on a debt? Is the debtor ignoring you? Sometimes debtors simply ignore creditors and collection agencies completely. They think if they don’t respond, if they hide, there is nothing you can do. Unless they are very, very good at hiding, this is not true. Obtain the Judgment, Ask [...]

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Minneapolis Debt Collection: Don’t Let a Debtor Ignore You

February 28, 2011

Are you a creditor trying to make a debtor pay a debt? Do you have a judgment against a debtor but haven’t been able to collect? The first step is the judgment. The next step is to ask the court to order the debtor to tell you what his or her assets and liabilities are. [...]

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Minneapolis Debt Collection: The Process of Learning About the Debtor

February 21, 2011

First, as a creditor attempting to collect a debt from a nonpaying debtor, you must obtain a judgment from a court that the debtor owes you this money. Next, you must docket the judgment with the court. The court administrator can explain this process. After obtaining a judgment and docketing the judgment, you will need [...]

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Minneapolis Debt Collection: The First Legal Steps to Take as a Creditor in Order to Collect a Debt

February 14, 2011

If you want to garnish disposable earnings, indebtedness, money, or property of a debtor, you must first obtain a judgment for a certain amount against the debtor. There are exceptions where garnishment will be allowed prior to obtaining a judgment, but these circumstances are rare and most allowable circumstances require some type of misconduct by [...]

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Minnesota Bankruptcy Process: The Bankruptcy Case and the Bankruptcy Courts

February 7, 2011

Bankruptcy is a process by which assets may be liquidated to repay debts or debts may be reorganized and a payment plan set forth in order to repay debts over a period of time. There may or may not be discharge of debts in order to assist the debtor to get a better handle on [...]

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Minneapolis Bankruptcy: Bankruptcy and the Military

January 24, 2011

The Servicemembers’ Civil Relief Act (“SCRA”) is found at 50 U.S.C. app. §§ 501 et seq. The purpose of the SCRA is strengthen and expedite national defense by giving servicemembers certain protections in civil actions. By providing for the temporary suspension of judicial and administrative proceedings and transactions that may adversely affect servicemembers during their [...]

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Minneapolis Bankruptcy Timing: When are Debts Discharged?

January 17, 2011

The purpose of bankruptcy is to provide relief from debts that will not and cannot possibly be repaid. The idea is to give a person or company a fresh start. One way that bankruptcy procedures help to give a person or company a fresh start is through discharge of existing debt. Discharge of debt essentially [...]

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Minneapolis Bankruptcy Discharge: Objections and Results

January 10, 2011

A bankruptcy case normally begins by the debtor filing a petition with the bankruptcy court. A petition may be filed by an individual, by a husband and wife together, or by a corporation or other entity. The debtor is also required to file statements listing assets, income, liabilities, and the names and addresses of all [...]

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